How Do I Find my CVV Number in my Card?

by ritviksingh

A credit card number is split into three parts, the first six digits are the issuer identification number which identifies which bank services this credit card. The next six digits are the account number, which is also called a consumer ID number. The last four digits are specific to your credit or debit card. This last four-digit code is called a CVV number or CVV2.

In the case of debit cards, the last three digits are the unique account identifier for that specific cardholder, called IIN or Bank Identification Number(BIN). In a credit card transaction, the bank will check for this three-digit code to validate if you have enough balance in your account. For American Express cards, the card number’s final (4th) digit is an identity verification code rather than a check code.

The purpose of this number is to validate your credit or debit card during an online purchase or other types of electronic funds transfer, like:

1) When you make a booking for a flight and hotel and pay online with your credit card details.

2) When you make a purchase on eBay, Amazon, etc.

3) When you book a taxi online and pay with your credit card details.

Some of the benefits of having a secure transaction are:

  • Creditor’s sites will show only the last four digits of the Credit Card number.
  • Creditor’s sites will not disclose the entire credit card number online.

The CVV Number is a security code for your credit or debit card, so you must have it on hand to do an online purchase. In some cases, if you do not have this number, you may change your mind and not buy the product you want. This is why it is called Card Verification Value or CVV2. This number may be available on the physical credit card, printed on the signature strip at the back of your credit card or with your paper statement.

In some cases, if you do not have this number, you may change your mind and not buy the product you want.

What is CVC Number?

CVC or CVV2 are both same, but some of the merchants refer to CVV2 as CVC because of the way they process. Some people prefer to use CVC number instead of CVV number while some only uses the term CVV number which is generally accepted by everyone.

What is a PIN Number?

PIN or Personal Identification number is a secret set of numbers that identifies you as the authorized user of the credit card. Every credit card has a unique PIN. In some countries, like India, there are two PIN numbers one for Credit Card and another for Debit Cards.

The first four digits of the PIN are printed on the front of your credit or debit card.

What is an IIN Number?

IIN number or Issuer Identification Number is a unique six digit code assigned to each bank and helps in identifying which institution issued this card. It may also be referred to as BIN (Bank Identification Number) and used for differentiating between cards of different banks.

What is CVV/CVC/CVN and AVS?

CVV: Card Verification Value or Card Verification Code. This number may be available on the physical credit card, printed on the signature strip at the back of your credit card or with your paper statement.

CVV2: Card Verification Value or Card Verification Code.

CVC: Card Validation code is the last three-digit number printed on the back of your credit card (it is different from CVV and CSC). It helps with reducing fraudulent activity; this code may also be known as CSC (Card Security Code) or Bank’s ID Code.

CVC2/CID: Card Validation Code or Card Identification number. This is an additional security feature to your credit or debit card which should be verified before completing a transaction online. It may also be known as CSC (Card Security Code), Bank’s ID Code, and CAV2 (Card Authentication Value).

CID: Check Identification. This is an additional security feature to your credit or debit card which should be verified before completing a transaction online. It may also be known as CSC (Card Security Code), Bank’s ID Code, and CAV2 (Card Authentication Value).

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